Title Insurance

Title Insurance is crucial for a home buyer because it protects the insured from a financial loss related to the ownership of a property. The title company will check the property’s ownership history to make sure that the title is clear and ready to close.

Title Insurance will pay for defending against any lawsuit attacking your title as insured and will either clear up title problems or pay the insured’s losses. The owner will only pay a one-time fee and the coverage will remain in effect as long as you or your heirs retain an interest in the property.

Title Insurance Protects you from:

• False impersonation of the true ownership of the property
• Forged deed, releases or wills, instruments executed under invalid or expired power of attorney
• Undisclosed or missing heirs; mistakes in recording legal documents
• Deeds by minors
• Deeds by persons supposedly single, but in fact married
• Fraud
• Liens for unpaid estate, inheritance, income or gift taxes